Hassle Free Student Checking Account – Wilmington NC


If you are a college student in Wilmington, North Carolina, you’re probably more worried about hitting the books and the beach than paying attention to your checking account. We don’t blame you. That is why First Bank offers a hassle-free student checking account to college students under 25.

So quit worrying about complicated checking account terms and monthly maintenance fees and open a hassle-free student checking account at First Bank. College students in Wilmington, North Carolina from UNCW, Cape Fear Community College, Miller-Motte and more can enjoy the benefits of our Campus Checking account.

Hassle-Free Student Checking Account: Spend Time Worrying About More Important Things

We want you to enjoy your college experience, not be overwhelmed by complicated banking and hidden fees. First Bank’s Campus Checking account is easy to start and there is no monthly maintenance fee. Campus Checking also includes:

  • Free mobile and online banking. Because we believe banking online should be quick, easy, and free of charge.
  • Free online bill pay. Because you shouldn’t have to pay to pay your bills. Period.
  • Free paper or eStatements. We don’t charge you for keeping up with your account.
  • Use of CashPoints® and MoneyPass® ATMs nationwide. When you use an ATM in your network, you won’t be charged by us for accessing your funds.

  • No First Bank transaction fees on eight out-of-network ATM withdrawals per month. Sometimes finding an ATM in your network isn’t an option. We understand.

  • Earn cash back at hundreds of online retailers with your registered First Bank debit or credit card. Earn rewards just by doing a little shopping online.

Contact or visit one of our 5 convenient Wilmington, NC locations get started with your hassle-free student checking account.


Account holders may avoid the Monthly Maintenance Fee by meeting any of the requirements listed in the Keep it Fee FreeTM section of the account summary table for their account type. Other account service fees may apply as described in the Account Services Fee Schedule available on our website at fees or at your local branch. Eligible personal deposits include checking, savings, Money Market, CD, or IRA. Eligible personal loans do not include residential mortgage loans. Direct deposit defined as external ACH credit. Transfers from other First Bank accounts or deposits made at a branch do not apply.