High Interest Checking Accounts – Virginia


Opening a high-interest checking account in Virginia can be done quickly and easily with the help of First Bank. A high-interest checking account allows you to grow your money without having to monitor the market or weigh risks.

There are two easy ways to open a high-interest checking account in Virginia:

  1. Take just 10 minutes to fill out First Bank’s easy online form. You’ll need your Social Security number, a valid form of identification, a previous address if you have lived in your current location for less than two years and a credit or debit card or bank account to fund your new account.
  2. Find the First Bank of Virginia location nearest you and visit with one of our friendly associates. If you would like to speak with an associate by phone or email with any questions about our high-interest checking accounts, feel free to contact us.

Checking Accounts with Interest and More

First Bank’s high-interest checking accounts offer more than just interest accumulation on minimum balance requirements. Our customers also enjoy:

  • A First Bank debit card with usage at select ATMs with no First Bank fees and a cash rewards program for registered users.
  • Free online or mobile banking.
  • Free automation of online bill payments.
  • Free electronic or paper monthly statements.
  • Free alerts to notify you of account activity by phone call, text message or email.

Our top-tier checking account even allows for no First Bank transaction fees at any ATMs and free member checks.

Furthermore, First Bank’s high-interest checking accounts can be kept free of any monthly maintenance fees simply by meeting minimum requirements. We also have business checking accounts that earn interest for any business owners looking to make long-term investments on their revenue.

Making a small investment in time today can pay dividends tomorrow when you open a high-interest checking account at a Virginia First Bank.


Account holders may avoid the Monthly Maintenance Fee by meeting any of the requirements listed in the Keep it Fee FreeTM section of the account summary table for their account type. Other account service fees may apply as described in the Account Services Fee Schedule available on our website at fees or at your local branch.

Eligible personal deposits include checking, savings, Money Market, CD, or IRA. Eligible personal loans do not include residential mortgage loans. Direct deposit defined as external ACH credit. Transfers from other First Bank accounts or deposits made at a branch do not apply.