How To Open A Checking Account – South Carolina


If you are wondering how to open a checking account in South Carolina, your local First Bank can help. The first step is deciding what type of account is best for you. After choosing an account that fits your needs, you will need to visit one of our branches to fill out an application.

Open A Checking Account at First Bank in South Carolina

With several convenient locations in South Carolina, it is easy to choose a plan that works best for you. First Bank offers three comprehensive checking accounts, each with unique benefits.

Everywhere Checking

  • Free online and mobile banking, free online bill pay, and free eStatements or paper statements
  • Use of CashPoints® and MoneyPass® ATMs nationwide free of any First Bank charges
  • Rewards benefits when you register and use your First Bank debit card

Everywhere Plus

  • Interest at a minimal balance requirement
  • Free online and mobile banking, free online bill pay, and free eStatements or paper statements
  • No First Bank fees when you use CashPoints® and MoneyPass® ATMs nationwide
  • Register your First Bank debit card and start building rewards

Everywhere Premium

  • No First Bank transaction fees on out-of-network ATM withdrawals
  • Free member checks or 50% off other check designs, plus 4 free official checks per statement cycle
  • Interest at a minimal balance requirement
  • Free online and mobile banking, free online bill pay, and free eStatements or paper statements
  • Use CashPoints® and MoneyPass® ATMs nationwide without any First Bank fees
  • A rewards program for registered First Bank debit cards

Students and seniors (65+) can enjoy the benefits of checking accounts designed to meet their specific needs. Students wondering how to open a checking account in South Carolina have the option to open a Campus Checking account. With direct deposit, seniors who qualify may open a Senior Checking account with no monthly maintenance fees.

First Bank also has options for South Carolina businesses looking to open a checking account. Business owners can choose from four accounts that range from basic to premium. We also offer a Commercial Analysis account that is designed for large business that want a custom checking service.

Our established team of professionals in South Carolina are ready to help you choose the best account for you. Visit a local branch to learn more.


 Account holders may avoid the Monthly Maintenance Fee by meeting any of the requirements listed in the Keep it Fee FreeTM section of the account summary table for their account type. Other account service fees may apply as described in the Account Services Fee Schedule available on our website at fees or at your local branch.

Eligible personal deposits include checking, savings, Money Market, CD, or IRA. Eligible personal loans do not include residential mortgage loans. Direct deposit defined as external ACH credit. Transfers from other First Bank accounts or deposits made at a branch do not apply.