Interest Bearing Checking Accounts


It pays to open an interest-bearing checking account at First Bank. Much like savings accounts, interest-bearing checking accounts pay you interest as long as the minimum balance requirement is maintained.You can use your debit card or write checks just like a regular checking account, and enjoy all of the other benefits that come with opening an account at First Bank.

Get The Most Out Of Your Interest-Bearing Checking Account With First Bank

First Bank offers four options for interest-bearing checking accounts. Each account is designed to meet the specific needs of our customers while providing the best rates and benefits.

Personal Accounts

The Everywhere Plus account is a step up from our most basic account and includes these benefits:

  • Free online and mobile banking, free online bill pay, and free eStatements or paper statements
  • Nationwide use of CashPoints® and MoneyPass® ATMs free of any First Bank fees
  • A rewards program for registered First Bank debit or credit cards
  • Interest at a minimal balance requirement

The Everywhere Premium account includes all the basics of our Everywhere Plus, along with these additional services:

  • Unlimited out-of-network ATM transactions with no First Bank fee
  • Free member checks or 50% off other check designs
  • 4 free official checks per statement cycle

Business Accounts

The Business Essentials Plus account features plenty of benefits for business owners including:

  • 250 free transactions per month
  • Free 24-hour telephone banking
  • Interest earned if minimum balance is maintained
  • Rewards benefits with your registered First Bank debit or credit card

The Business Advantage Plus account is designed for high-volume businesses. You get all of the benefits of the Business Essentials Plus account, in addition to:

  • 500 free transactions per month
  • Up to $25,000 cash or coin deposits at no charge

Contact your local branch and get started with an interest-bearing checking account today.


While First Bank does not charge for mobile banking, your mobile carrier’s message and data rates may apply. Free ATM network includes First Bank, First Bank of Virginia, CashPoints® and MoneyPass® terminals. Out of network terminal owners may charge a service fee. When you enroll in the MasterCard Rewards Program.

A transaction is defined as any checks paid, deposits, each deposited item, ATM withdrawals, debit card transactions, online and telephone funds transfers, and ACH debits and credits. Nominal fee of $0.15 per $100 of all excess deposits and for all coin and currency delivered.