Are you making a home improvement, buying a used car or financing a medical procedure? These are all popular reasons for taking out a personal bank loan. First Banks Salisbury, North Carolina location can help you with whatever your borrowing needs may be.
Your New Personal Bank Loan with First Bank
Our personal bank loans come equipped with highly competitive rates, flexible terms and two convenient options:
Personal Line of Credit
- Gain instant borrowing access with First Line, First Banks own personal credit line. Simply write a check to yourself to get cash when you need it most. Some candidates may need to provide qualified collateral in order to secure their credit line.
Overdraft Protection
- CreditLine, First Banks overdraft protection program, works as a personal loan by automatically transferring funds into your checking account to cover any purchases greater than your balance. This will help you avoid overdraft fees and you can also use CreditLine to borrow money up to your overdraft limit.
In addition to our personal bank loans, the First Bank in Salisbury, NC offers additional ways of lending you the money you need now including:
- Home equity loans. Finance large projects or purchases with the help of a fixed rate and payment schedule secured by the equity in your home.
- HELOC. A Home Equity Line Of Credit allows you to borrow against a low interest rate that may be tax deductible.
- Credit card. Register a First Bank credit card and earn rewards benefits for tomorrow while making the purchases you need today.
If you find yourself needing to borrow money, dont hesitate to visit our friendly associates at the First Bank on Jake Alexander Blvd South in Salisbury, NC.
Loans subject to credit approval.