Small Personal Loans – South Carolina

South Carolina’s First Bank is more than just a place to store your money. It’s a place to grow money, borrow money and manage money. Our small personal loans are just one of the ways First Bank serves the financial needs of our South Carolina customers.

Our small personal loans feature competitive rates and flexible terms.

First Bank’s Small Personal Loans

We have two basic kinds of personal loans:

  • First Line. First Line gives you immediate borrowing power by providing a personal line of credit. Make out a check to yourself for the amount of cash that you need and pay it back according to the terms. Qualified collateral may be required in some cases.
  • CreditLine. CreditLine is First Bank’s overdraft protection program that functions as a loan by allowing you to spend more than what you have in your account without having to pay overdraft fees. First Bank will provide the difference in the purchase and you pay it back as needed. CreditLine also allows customers to borrow cash up to the amount of their overdraft limit.

First Bank also has a Platinum credit card that allows you to make everyday purchases while piling up rewards points for registered cards that can be redeemed at restaurants, retail stores or for travel expenses.

Additional ways First Bank can put money in your pocket is through a home equity loan, business loan or mortgage.

Small personal loans are often used to buy a car or make home improvements. With First Bank’s personal loan programs you can store the money you do have while accessing the money you don’t.

You’ll find two First Bank branches in Dillon, SC, another pair in Florence, SC and a final location in Latta, SC. All six of our South Carolina branches offer small personal loans.

Loans subject to credit approval.

Related Links